Is Clario a lawyer or tax advisor?

No. Clario is an AI assistant that helps you understand documents instantly. For complex legal matters, we connect you to verified professionals through our Expert Marketplace.

Is my data safe and protected?

Clario uses encryption in transit and at rest, access controls, and account-level export/delete workflows. Anonymous try uploads are cleaned up automatically, and signed-in users can manage their data from settings.

Which languages do you support?

100+ languages with instant translation. Upload a German tax letter, get a simple summary in your language. Legal jargon transforms into plain language you actually understand.

Can I cancel anytime?

Yes. No long-term contracts, no hidden fees, no dark patterns. Cancel in one click. If you delete your account, access is revoked immediately and permanent deletion is scheduled after a 30-day recovery window.

Do you integrate with cloud storage?

Yes! Google Drive, Dropbox, OneDrive, Gmail — we instantly detect and import relevant documents.

What if I need a real lawyer?

Our Expert Marketplace connects you with vetted lawyers and tax advisors. Fixed fees, language filters, one-click handoff with full document context.

Home/Use Cases/PKV Doctor Invoice Reimbursement

LiveHealth & Insurance🇩🇪 DE🇦🇹 AT🇨🇭 CH

PKV Doctor Invoice Reimbursement

Get every euro back from your private health insurance

€847/yr

Avg. recovered

3 min

Time per claim

94%

Success rate

Try This \u2014 Free

The Problem

7 million privately insured Germans receive 50+ doctor invoices per year. 80% don't claim full reimbursement due to complex GOA fee schedules, missing documentation, and 6-week submission deadlines. Average unclaimed: €847/year.

How Clario helps

Upload or photograph your doctor invoice (Arztrechnung)

AI extracts GOA codes, validates against your policy coverage, flags missing docs

Auto-generates pre-filled claim form with all required attachments

One-click submission to your insurer + 90-day payment tracking with follow-up reminders

Legal Basis

VVG §192-208GOA §5

Example Document

Doctor invoice (Arztrechnung)

Ready to try PKV?

Upload your doctor invoice (arztrechnung) and get results in under 90 seconds.

Start Free \u2014 No Credit Card

Free plan includes 5 documents/month